Eight calculators for getting to financial independence — no jargon, no sales pitch. Run your own numbers on debt, housing, investing, retirement accounts, and Social Security; let one tie them into a single retirement plan; and use the last two to pressure-test your 401(k) decisions.
Snowball vs. avalanche, side by side. See your payoff date, the total interest each method costs, and which order to knock out your balances.
Open calculator →What compounding does over decades — and the real price of every year you put off starting. The years you skip are the most powerful ones.
Open calculator →Claim at 62, 67, or 70? See the break-even age where waiting overtakes claiming early — and watch it flip as you slide your life expectancy.
Open calculator →Which IRA wins after taxes? Compare accounts side-by-side with different tax brackets today and in retirement, and see the impact of reinvesting tax savings.
Open calculator →Whether buying actually beats renting once you count the down payment, upkeep, and what that money could've earned invested instead.
Open calculator →Every decision above, solved on one timeline. It crushes your debt, redirects what frees up into investing, finds your best Social Security claiming age, and tells you the earliest age you can actually retire — and whether the money lasts.
Build my plan →Project your 401(k) to a target date, then drop in loans, withdrawals, and paybacks dated to the month. See exactly what each event costs — or recovers — by retirement.
Open calculator →You need cash on a specific date. Should you borrow against your 401(k), take a personal loan, or pull a hardship withdrawal? See what each path actually costs by retirement.
Open calculator →